Apni financial information share karni ho, Apni marzi se? AA Se Aasaan Hai
Share financial records digitally in seconds.
Fast, encrypted, and completely under your control.
Still Sharing Financial Information the Old Way?
Same need, two very different experiences. See the difference.
Slow and Risky
Download. Upload. Repeat.
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Download statements and share PDFs
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Give access to your net banking credentials
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Parsing SMS and Email Inbox
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Expose more info than needed
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Little control over how it’s used
Approve once. Done.
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Shared digitally, straight from your bank
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No passwords, no blanket access
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Only after your consent, for a specific request
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See why it’s needed before you approve
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Less paperwork, simpler journeys
Your financial journey should start with consent, not paperwork.
AA is a digital framework that helps you share financial information between participating financial institutions and financial service providers, with your consent. It does not decide whether you receive a loan, an insurance policy, an investment product, or any other service. It does not decide whether you receive a loan, an insurance policy, an investment product, or any other service. It enables a more convenient way to share the information that may be needed as part of that journey.
In Simple Terms
Instead of you carrying your financial information, be it bank statements or investments, from one place to another, AA helps the information move digitally after you approve the request.
Bharosa? Built In.
Account Aggregators operate within an RBI-regulated framework for secure, consent-led sharing. You stay in control.
No consent, No sharing
Nothing moves unless you actively approve.
AA Doesn’t Store Your Data
It flows from your bank to the provider you authorise.
End to End Encrypted
Your data stays protected while it travels.
Revoke Anytime
Review your permissions and switch them off.
No consent, No sharing
Nothing moves unless you actively approve.
AA Doesn’t Store Your Data
It flows from your bank to the provider you authorise.
End to End Encrypted
Your data stays protected while it travels.
Revoke Anytime
Review your permissions and switch them off.
Dekho. Samjho. Agli baar AA se Share karo.
Manthan | BG Mahesh, CEO, Sahamati x Vamsi Madhav, CEO, Finvu Demystify the AA Framework
Manthan #03 | Tata Capital on How Data and Consent Are Powering India’s Credit Revolution
Manthan #04 | Full Episode | India’s Open Finance Leap: Sahamati Labs on the Future of Money
4 Simple Steps. Har Share, Aapki Marzi Se.
Start a Financial Journey
Apply for or use a service that needs your financial info.
Review the Request
See what is asked, why, who gets it, and for how long.
Give Consent
Approve only if you are comfortable. Decline if not.
Share Information
Data moves securely from your bank to the provider.
Consent Is at the Heart of the AA Experience.
Every share starts with a request that tells you exactly what's being asked. Give, view, manage or revoke it anytime.
AA Aapke Kaam Kaise Aata Hai?
Wherever verified financial info helps. Availability depends on participating institutions.
Applying for Credit
Share bank statements digitally with your lender. No hunting, no uploads.
Managing Your Finances
Get one consolidated view in finance apps, with consent.
Investment Services
Share what's needed for investment journeys.
Insurance
Skip the hassle of uploading bank statements for life insurance applications.
Important: AA enables information sharing. It does not guarantee approval, pricing, eligibility, returns, or any particular financial outcome.
When Paperwork Gets in the Way, AA Can Make the Journey Simpler
Applying for a loan?
Instead of manually finding and uploading financial statements or carrying them physically to your service provider, you may be able to share the required information digitally through AA.
Using a money-management service?
You may be able to consent to selected financial information being shared so the service can give you a consolidated view.
Starting another financial service journey?
If the provider participates in AA, you may be able to share the required information directly from the institution that holds it.
Sawaal hai? Jawaab yahan.
Quick answers to what people ask most.
An Account Aggregator (AA) is an RBI-regulated entity that helps you securely share financial information from one financial institution to another, purely with your explicit consent. It acts as a digital conduit, not a data store.
An Account Aggregator (AA) is an RBI-regulated entity that helps you securely share financial information from one financial institution to another, purely with your explicit consent. It acts as a digital conduit, not a data store.
No. Account Aggregators cannot see, store, or sell your financial data. Data passes through in an encrypted format directly from your financial institution to the recipient you authorise.
Never. No financial information can be shared through AA unless you have actively reviewed and approved the specific consent request with an OTP.
Yes. You have full control. You can view all active consents in your Account Aggregator app and revoke or pause them at any time with a single tap.
Let's Make Financial Data Sharing Easier
Sawaal hai? Pooch lo! Or write to us at marketing@sahamati.org.in